15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Feb 06 2026 2/6/26 | 5.72% | -- | -0.03% | 6.37% | -0.65% |
| Feb 05 2026 2/5/26 | 5.75% | -- | -0.01% | 6.37% | -0.62% |
| Feb 04 2026 2/4/26 | 5.76% | -- | +0.00% | 6.45% | -0.69% |
| Feb 03 2026 2/3/26 | 5.76% | -- | +0.00% | 6.45% | -0.69% |
| Feb 02 2026 2/2/26 | 5.76% | -- | +0.01% | 6.46% | -0.70% |
| Jan 30 2026 1/30/26 | 5.75% | -- | +0.00% | 6.47% | -0.72% |
| MBA 15 Year Fixed (weekly) | |||||
| Jan 28 2026 1/28/26 | 5.64% | 0.61 | +0.09% | 6.45% | -0.81% |
| Jan 21 2026 1/21/26 | 5.55% | 0.65 | -0.05% | 6.43% | -0.88% |
| Jan 14 2026 1/14/26 | 5.60% | 0.61 | -0.04% | 6.46% | -0.86% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Feb 05 2026 2/5/26 | 5.50% | 0.00 | +0.01% | 6.12% | -0.62% |
| Jan 29 2026 1/29/26 | 5.49% | 0.00 | +0.05% | 6.16% | -0.67% |
| Jan 22 2026 1/22/26 | 5.44% | 0.00 | +0.06% | 6.27% | -0.83% |
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