North Carolina Mortgage Rates

We've compiled mortgage rate and origination data from North Carolina to give you an idea of where other borrowers are at. This data is based fixed rate, conforming loan data from Fannie Mae and Freddie Mac.

Track live mortgage rates » Download our Mobile App

North Carolina Mortgage Statistics
Average Loan Size
$254,436
Loan to Value
5%
74%
97%
Credit Score
600
760
840
Originations by Loan Term / Average Rates
81.2 %
30 Year Fixed
1.990%
3.16%
6.250%
low
average
high
14.4 %
15 Year Fixed
1.750%
2.78%
5.500%
low
average
high
4.4 %
20 Year Fixed
2.000%
3.15%
5.750%
low
average
high
Top 5 Originators in North Carolina
5.2 %
Pennymac Home Loans
2.1 %
US Bank
1.0 %
Quicken Loans
0.1 %
Finance of America Mortgage
91.6 %
Other
Originations by Property Type
49.5 %
Planned Unit Development
46.7 %
Single Family
3.2 %
Condo
0.6 %
Manufactured Home
Originations by Loan Purpose
43.1 %
Refinance
38.2 %
Purchase
18.7 %
Cashout Refinance