All Headlines Opinion
Latest Opinion Articles
NEW The Next Buyback Problem to Face the Industry; Mortgage Assistance Relief Services Rule; Home Loan Interest Tax Deductibility Feedback
NEW How the Value of the Dollar Impacts Mortgage Rates; Input on Loan Pricing Transparency; New LLPAs Passed Down; 4506-T Verification Info
NEW Lender "Skin in the Game"; More on Freddie's Fee Increase; New Mortgagee Letters; Sponsored FHA Originators; Investor Bulletins
NEW Freddie Mac Hikes Fees on Higher Risk Loans; DU 8.2 Update Coming Soon; Fraud in the Mortgage Business; Free Refi Offer from Chase?
NEW Basel III Bank Capital Shortage; Recent ARM Stats; HAMP Running Out of Applicants; High Cost Loan Limits; Investor Updates
NEW JPM Offloads Chunk of Servicing; HUD's Good Neighbor Next Door; Ambac Buyback Claims; Freddie Appraisal Quality; DU Version 8.2
NEW Even More Info on Originator Compensation; Securitization Flow Chart; Tax Deductible PMI; Bank Stress Tests Back
NEW Walkthrough of Loan Paper Transfer Process; Fed Explains Credit Scores; Fannie CFO Calls It Quits; Ginnie Mae Guarantee Stats
NEW Originator Compensation Feedback; Two New Mortgagee Letters; Flagstar Selling NPLs; Several Investor Updates; More on Buying a Bank
NEW Wholesaler Perspective on Originator Compensation; Empty Housing Units; TBW Impact on Delinquency Rates; Buying a Bank
NEW Loan Buyback Case Against BoA Hits Snag; New GSE Regulator; Chase Stuck with WAMU Lawsuit; Home Prices; Investor Update
NEW Industry Feedback: Production Statistics Are Double Counted!; USDA Funding Now Available; NAMB Petition; U.S.A. Rating Downgrade?
NEW Mid-Term Elections, Financial Reform and the Mortgage Business
NEW Double Counting Loan Production Stats? Servicing Values in Question; Terminated DE Approvals; Ginnie Net Worth Info; Principal Curtailment Compliance;
NEW Attorneys Add 2nd Liens to Cover Foreclosure Litigation Costs; Strategic Default and Common Sense Underwriting; USDA Funding Back?
NEW Non-Agency Mortgage Originations; GSEs Pay Dividend to Government; Property Flipping; Investor Updates
NEW 2nd Quarter Loan Production Stats; CoreLogic Earnings; Blackrock Jumbo Product; Prepays Print as Expected; Corporate Debt Explosion
NEW Freddie Mac Reports $2.5 Billion Q3 Loss; GMAC Increases Govie FICO LLPAs; Treasury Debt Issuance Ahead; Loan Shops Hiring
NEW FinReg Reform and Basel III Compliance; Freddie Mac Cuts Ties to Florida Law Firm; Radian Posts Profit; QEII Time
NEW Minimal Regional Disparity in Mortgage Rates; Loan Buybacks Roll Downhill; CFPB Watchdog; LP Open Access Not So Open
NEW MERS & Commercial Loans; 82 FDIC "Actions"; GSEs Working with HFAs; Lender Updates
NEW Revisiting Originator Compensation Options; Mixed Bag of Bank Earnings, Updates from Mortgage Insurers; Lender Bulletins
NEW Spike in FHA to FHA Refinances; Deutsche Bank on Home Prices; Compensation Conference Call; Wells Finds Flaws in Foreclosures
NEW Ginnie Mae Net Worth & Liquidity Standards; QEII Chatter; Home Owner Loan Corp; FHA Condo Recertifications;
NEW What is Quantitative Easing? Investor Raises FHA Minimum FICO to 640; New Mortgagee Letter
NEW Bank of America Finds Mistakes in Foreclosure Files; MBS Issuance 95% Agency Paper; What is an Allonge?; Document Curing Timeline
NEW Wells Adjusts Gov't Loan Compensation Caps; Waiting on New Capital Standards; Loan Pricing War in 2011; Comments from the Trenches
NEW BoA Files Suit Against FDIC on TBW Funding Scam; Sheriff Refuses to Enforce Foreclosures; Lenders Required to Sign Procedural Warranties
NEW Freddie Mac's Rate Survey; FRBNY Suing BofA; Loan Buybacks; NMLS & Credit Reports; FHA Training; Wells Fargo Earnings
NEW BofA and GMAC Resume Foreclosures; Feedback on HVCC's "Replacement"; Faulty Note Transfers; DU Early Check Reports; HECM Saver
NEW GSEs Release HVCC Updates; Broker Compensation & YSP Clarification; 15 Year Prison Sentence for Mortgage Fraud
NEW Early Pay-Off Penalties Hit Originator Wallets; Foreclosure Uncertainty a Real Issue; Wells Wholesale Accepting BoA Appraisals; Reasons for Buybacks
NEW Top 10 Loan Servicers; Confusion on JP Morgan's MERS Relationship; Money Flowing into Mortgage Banking Deals
NEW White House Against Nationwide Foreclosure Moratorium; Corporate Cash Surplus; JP Morgan Chase Earnings; 3.0s Trade
NEW Loan Buybacks Still an Issue; Input on Lender Turn Times; Goldman Sachs Freezes Foreclosures; eNotes; Investor Updates
NEW Industry Feedback on Foreclosure Debacle; Rate Sheet Rebate vs. Processing Turn Times; Best Practices Lender Guide; Acceptable Income Types
NEW Options ARM's - The Gift that Keeps on Giving; Top Lenders by Volume; Investor Angle on Foreclosure Issues
NEW WSJ Asks If Homebuyers Even Need Mortgage Brokers; Wells Wholesale Channel Staying Put; More on Foreclosures; Lock Extension Regs
NEW Feedback: Loan Closing Delayed on Foreclosed Property Purchase; More on Retained Servicing vs. Released; TPO FHA Production
NEW New FHA MIP in Effect; Foreclosure Mess Impacts Title Companies; Wells Stops Short Sale Extensions; Servicers Review Processes
NEW FHA MIP Updates Go Live on Monday; Flood Insurance Officially Extended; Lots of Lender Bulletins
NEW Chase Suspends Foreclosures; Loan Originators Victim of NMLS Scam; Low FICO Score Homebuyers; Commissions Swapped for Salaries
NEW Response to Rapid Refi Rumors; Wells Exec Speaks Out on Future of Mortgage Industry; Lock Desks Look for Loans; PMI Max LTV Increased
NEW Housing Supply vs. Housing Demand vs. Population Growth; Retained Credit Risk and Non-Agency Loan Securitization; Uniform Dataset Delivery
NEW Rural Housing Refi Funds Exhausted; HAMP Loan Mods vs. Non-Hamp Mods; Minimum FICO Score Update; Credit Unions Seized by Regulators; HECM Guidance
NEW National Flood Insurance Program Extended, Pending Presidential Signature; Foreclosure Process Articles; Too Much Home Price Data;
NEW Flood Insurance Program Deadline; Uniform Appraisal Data; New Reverse Mortgage Product; Foreclosures in Judicial States; GSE REO
NEW Servicing Values, AOTs vs. Direct Trades, Profit Margins and Rate Sheet Pricing
NEW GMAC Temporarily Suspends Foreclosures in 23 States; Discover Entering Mortgage Biz?; HMDA Data; New DU Version 8.2; Prop 4 in Florida
NEW Broker Originations Dry Up; 120-Day Credit Inquiry Guideline; HVCC News; Bank Closings; PMI Removes 25 Distressed MSA's