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At this point, it is getting a bit repetitive to bring up "the lowest rates in more than 3 years"--something that was officially the case twice this week. If we give rates credit for stably holding these long-term lows (and we should!), then every day this week has been the best in more than 3 years.
Here's the specific record: at no other time in the history of our rate index have rates begun a week at long-term lows and experienced so little volatility. There was a somewhat similar stretch of 4 days in March 2019, but rates had only hit a 2 year low at the time.
On average, when rates hit the lowest levels in more than a year, the next 4 business days see a range of 0.07-0.08%. That makes this week's 0.01% range truly special.
(view article)
| Rate | Points | Change | |
|---|---|---|---|
|
2/27/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 5.99% | -- | -0.01% |
| 15 Yr. Fixed | 5.60% | -- | -0.01% |
| 30 Yr. Jumbo | 6.26% | -- | -0.01% |
| 7/6 SOFR ARM | 5.33% | -- | -0.05% |
| 30 Yr. FHA | 5.62% | -- | -0.02% |
| 30 Yr. VA | 5.64% | -- | -0.01% |
|
2/26/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 5.98% | 0.00 | -0.03% |
| 15 Yr. Fixed | 5.44% | 0.00 | +0.09% |
|
2/18/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.17% | 0.56 | -0.04% |
| 15 Yr. Fixed | 5.50% | 0.73 | -0.15% |
| 30 Yr. FHA | 5.99% | 0.65 | -0.02% |
| 30 Yr. Jumbo | 6.21% | 0.27 | -0.09% |
| 7/6 SOFR ARM | 5.29% | 0.62 | -0.04% |
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 2/27/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 5.99% | -- | -0.01% | -0.80% | 5.99% |
|
7.08% |
|
| 15 Yr. Fixed | 5.60% | -- | -0.01% | -0.65% | 5.55% |
|
6.48% |
|
| 30 Yr. Jumbo | 6.26% | -- | -0.01% | -0.83% | 6.10% |
|
7.20% |
|
| 7/6 SOFR ARM | 5.33% | -- | -0.05% | -1.26% | 5.29% |
|
7.12% |
|
| 30 Yr. FHA | 5.62% | -- | -0.02% | -0.53% | 5.62% |
|
6.53% |
|
| 30 Yr. VA | 5.64% | -- | -0.01% | -0.53% | 5.64% |
|
6.54% |
|
|
as of 2/26/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 5.98% | 0.00 | -0.03% | -0.87% | 5.98% |
|
6.89% |
|
| 15 Yr. Fixed | 5.44% | 0.00 | +0.09% | -0.60% | 5.35% |
|
6.03% |
|
|
as of 2/18/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.17% | 0.56 | -0.04% | -0.78% | 6.16% |
|
7.01% |
|
| 15 Yr. Fixed | 5.50% | 0.73 | -0.15% | -0.85% | 5.50% |
|
6.45% |
|
| 30 Yr. FHA | 5.99% | 0.65 | -0.02% | -0.75% | 5.99% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.21% | 0.27 | -0.09% | -0.75% | 6.21% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.29% | 0.62 | -0.04% | -0.91% | 5.29% |
|
6.48% |
|
