Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Wed, Sep 2 2026, 3:08 PM
First things first: when we reference average, daily, top-tier 30yr fixed rates, it is for an ideal scenario that rarely exists in the wild. The average scenario will always involve slightly higher effective rates (i.e. even if the rate is the same as national averages, it would involve additional upfront costs).
As a reminder, our daily rate index accounts for upfront costs whereas Freddie Mac's weekly survey rate does not. MBA's weekly rate survey collects separate answers for rates vs upfront costs.
Bottom line, while the daily index rose into the 6.9's today for the first time in more than year, many borrowers are already seeing rates at 7% or higher.
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| Rate | Points | Change | |
|---|---|---|---|
|
9/2/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.91% | -- | +0.02% |
| 15 Yr. Fixed | 6.50% | -- | +0.11% |
| 30 Yr. Jumbo | 7.00% | -- | +0.08% |
| 7/6 SOFR ARM | 6.51% | -- | +0.06% |
| 30 Yr. FHA | 6.45% | -- | +0.04% |
| 30 Yr. VA | 6.47% | -- | +0.04% |
|
8/27/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.66% | 0.00 | +0.01% |
| 15 Yr. Fixed | 5.98% | 0.00 | +0.03% |
|
8/26/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.78% | 0.66 | +0.01% |
| 15 Yr. Fixed | 6.10% | 0.90 | +0.02% |
| 30 Yr. FHA | 6.46% | 0.82 | +0.01% |
| 30 Yr. Jumbo | 6.73% | 0.50 | +0.02% |
| 7/6 SOFR ARM | 5.98% | 0.88 | +0.04% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 9/2/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.91% | -- | +0.02% | +0.38% | 5.99% |
|
6.91% |
|
| 15 Yr. Fixed | 6.50% | -- | +0.11% | +0.62% | 5.55% |
|
6.50% |
|
| 30 Yr. Jumbo | 7.00% | -- | +0.08% | +0.53% | 6.10% |
|
7.00% |
|
| 7/6 SOFR ARM | 6.51% | -- | +0.06% | +0.60% | 5.29% |
|
6.55% |
|
| 30 Yr. FHA | 6.45% | -- | +0.04% | +0.36% | 5.62% |
|
6.45% |
|
| 30 Yr. VA | 6.47% | -- | +0.04% | +0.37% | 5.64% |
|
6.47% |
|
|
as of 8/27/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.66% | 0.00 | +0.01% | +0.08% | 5.98% |
|
6.69% |
|
| 15 Yr. Fixed | 5.98% | 0.00 | +0.03% | +0.29% | 5.35% |
|
6.04% |
|
|
as of 8/26/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.78% | 0.66 | +0.01% | +0.10% | 6.09% |
|
6.81% |
|
| 15 Yr. Fixed | 6.10% | 0.90 | +0.02% | +0.14% | 5.48% |
|
6.15% |
|
| 30 Yr. FHA | 6.46% | 0.82 | +0.01% | +0.07% | 5.97% |
|
6.46% |
|
| 30 Yr. Jumbo | 6.73% | 0.50 | +0.02% | +0.09% | 6.16% |
|
6.73% |
|
| 7/6 SOFR ARM | 5.98% | 0.88 | +0.04% | -0.03% | 5.23% |
|
6.03% |
|
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