15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Aug 01 2025 8/1/25 | 5.95% | -- | -0.08% | 6.15% | -0.20% |
| Jul 31 2025 7/31/25 | 6.03% | -- | +0.00% | 6.22% | -0.19% |
| Jul 30 2025 7/30/25 | 6.03% | -- | +0.00% | 6.30% | -0.27% |
| Jul 29 2025 7/29/25 | 6.03% | -- | -0.03% | 6.31% | -0.28% |
| Jul 28 2025 7/28/25 | 6.06% | -- | +0.01% | 6.31% | -0.25% |
| Jul 25 2025 7/25/25 | 6.05% | -- | +0.00% | 6.33% | -0.28% |
| MBA 15 Year Fixed (weekly) | |||||
| Jul 30 2025 7/30/25 | 6.45% | 0.56 | +0.31% | 6.21% | +0.24% |
| Jul 23 2025 7/23/25 | 6.14% | 0.69 | +0.03% | 6.49% | -0.35% |
| Jul 16 2025 7/16/25 | 6.11% | 0.66 | +0.07% | 6.63% | -0.52% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Jul 31 2025 7/31/25 | 5.85% | 0.00 | -0.02% | 6.07% | -0.22% |
| Jul 24 2025 7/24/25 | 5.87% | 0.00 | -0.05% | 6.05% | -0.18% |
| Jul 17 2025 7/17/25 | 5.92% | 0.00 | +0.06% | 6.17% | -0.25% |
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