Mortgage rates are based on movement in the bond market and although bonds experienced some volatility in response to Iran war news over the weekend, they ended up in similar territory to Friday morning. As such, it's no surprise to see mortgage rates in similar territory as well.  The average lender began the day 0.02% higher than Friday, but bonds improved during the day and some mortgage lenders were able to make small downward adjustments mid-day. This keep the average top-tier 30yr fixed rate just below 6.40% for the third straight day. From 5.99% in late February, rates spiked as high as 6.64% on March 27th. They've fallen noticeably but moderately since then, but the recent trajectory has been flattening out as the market waits to see how de-escalation may play out.

April 13, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.39% +0.00%   5.99% 7.08% 15 Yr. Fixed 5.99% +0.00%   5.55% 6.45% 30 Yr. Jumbo 6.56% +0.01%   6.1% 7.15% Compare Mortgage Rates from Local Lenders for Apr 13, 2026 Mortgage Rates Hold Steady Over The Weekend Mon, Apr 13, 2026 3:30PM Mortgage rates are based on movement in the bond market and although bonds experienced some volatility in response to Iran war news over the weekend, they ended up in similar territory to Friday morning. As such, it's no surprise to see mortgage rates in similar territory as well.  The average lender began the day 0.02% higher than Friday, but bonds improved during the day and some mortgage lenders were able to make small downward adjustments mid-day. This keep the average top-tier 30yr fixed rate just below 6.40% for the third straight day. From 5.99% in late February, rates spiked as ... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.39% 0.00 0.00 15 Yr. Fixed 5.99% 0.00 0.00 30 Yr. FHA 5.92% +0.01 0.00 30 Yr. Jumbo 6.56% +0.01 0.00 7/6 SOFR ARM 6.06% +0.04 0.00 30 Yr. VA 5.94% +0.01 0.00 Updates Daily - Last Update: 4/13 Freddie Mac Rate Change Points 30 Yr. Fixed 6.37% -0.09 0.00 15 Yr. Fixed 5.74% -0.03 0.00 Updates Weekly - Last Update: 4/9 Mortgage Bankers Assoc. 30 Yr. Fixed 6.51% -0.06 0.61 15 Yr. Fixed 5.90% +0.01 0.74 30 Yr. Jumbo 6.54% -0.05 0.35 Updates Weekly - Last Update: 4/8 UMBS 30YR 5.0 99.25 +0.10   95.71 100.50 UMBS 30YR 5.5 100.99 +0.07   98.11 101.64 10 YR Treasury 4.274 -0.015   3.948 4.590 Overnight Weakness (But Bouncing Back) After Peace Talks Fail Mon, Apr 13, 2026 10:22AM Heading into the weekend, the big news was that the U.S. and Iran would meet in Pakistan to negotiate a peace deal. But by Sunday morning, the talks had failed over an impasse on Iran's nuclear enrichment program. The market-mover, however, was the U.S. response: a blockade of the Strait of Hormuz. This sent oil prices sharply higher with 10yr yields followi... (read more) MBS Price Change UMBS 4.5 97.12 +0.11 UMBS 5.0 99.25 +0.10 UMBS 5.5 100.99 +0.07 GNMA 4.5 97.29 +0.08 GNMA 5.0 99.89 +0.08 GNMA 5.5 101.07 +0.05 Pricing as of: 4/14 4:42AM EST US Treasury Yield Change 2 YR Treasury 3.759 -0.016 5 YR Treasury 3.892 -0.021 7 YR Treasury 4.075 -0.018 10 YR Treasury 4.275 -0.014 30 YR Treasury 4.880 -0.017 Pricing as of: 4/14 4:42AM EST Other News AI, LOS, Subservicing, MERS Review, Fraud Prevention Tools; Webinars; Wholesale and Correspondent News Mon, Apr 13, 2026 11:01AM Products, Services, and Software for Brokers and Lenders FundingShield, the leader in wire & title fraud prevention, released its Q1‑2026 Wire Fraud Analytics & Risk Report showing 43.72 percent of transactions across a $106.7B+ portfolio carried material wire and title‑related defects. CPL discrepancies impacted 43.49 percent of transactions, wire... (read more) Latest Video March existing home sales fall 3.6% The implications and logistics of the U.S. Navy's blockade of Iranian ports March CPI report shows inflation at highest level in nearly two years U.S. Treasury: Year-to-date deficit down 11% to $1.17T Around the Web Investing Live Iran thought they were close to an agreement on Sunday morning - report Eye on Housing Existing Home Sales Fell in March NAR NAR Existing-Home Sales Report Shows 3.6% Decrease in March CNBC Treasury yields rise as collapse of Iran talks clouds inflation outlook CNBC Trump threatens 50% tariffs on China as report suggests plans for arms shipment to Iran CNBC Here's the inflation breakdown for March 2026 in one chart US Treasury US Federal Budget Balance (USD) Mar: -164.0B (prev -308.0B) CNBC Consumer prices rose 3.3% in March, as energy prices spiked due to Iran conflict Eye on Housing State-Level Employment Situation: January 2026 Investing Live UMich preliminary April consumer sentiment 47.6 versus 52.0 expected Investing Live US NY Fed GDP Nowcast Q1: 2.31% (prev 2.41%) CNBC Treasury yields flat as traders brace for March CPI print Investing Live US February factory orders 0.0% vs -0.2% expected

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