Many borrowers will see no difference between yesterday and today's mortgage rate quotes. The average lender moved just a hair lower. Once again, the rate market is responding to war-related headlines and their impact on oil prices. Rates don't always care what oil prices are doing, but at present, there's more correlation than normal due to the inflation implications from a protracted conflict. Inflation is the true concern for bonds/rates when it comes to oil. Today's headlines involved various de-escalation anecdotes, mainly centering on Israel and Lebanon. Prior to those headlines, rates were set to match yesterday's levels. Afterward, the average lender was 0.02% lower for a top tier 30yr fixed rate.

April 9, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.38% -0.02%   5.99% 7.08% 15 Yr. Fixed 5.98% -0.02%   5.55% 6.48% 30 Yr. Jumbo 6.55% -0.02%   6.1% 7.2% Compare Mortgage Rates from Local Lenders for Apr 9, 2026 Mortgage Rates Trickle Just a Bit Lower Thu, Apr 9, 2026 3:25PM Many borrowers will see no difference between yesterday and today's mortgage rate quotes. The average lender moved just a hair lower. Once again, the rate market is responding to war-related headlines and their impact on oil prices. Rates don't always care what oil prices are doing, but at present, there's more correlation than normal due to the inflation implications from a protracted conflict. Inflation is the true concern for bonds/rates when it comes to oil. Today's headlines involved various de-escalation anecdotes, mainly centering on Israel and Lebanon. Prior to those headlines, rates... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.38% -0.02 0.00 15 Yr. Fixed 5.98% -0.02 0.00 30 Yr. FHA 5.90% +0.01 0.00 30 Yr. Jumbo 6.55% -0.02 0.00 7/6 SOFR ARM 6.00% +0.01 0.00 30 Yr. VA 5.92% +0.01 0.00 Updates Daily - Last Update: 4/9 Freddie Mac Rate Change Points 30 Yr. Fixed 6.37% -0.09 0.00 15 Yr. Fixed 5.74% -0.03 0.00 Updates Weekly - Last Update: 4/9 Mortgage Bankers Assoc. 30 Yr. Fixed 6.57% +0.14 0.65 15 Yr. Fixed 5.89% +0.06 0.75 30 Yr. Jumbo 6.59% +0.14 0.43 Updates Weekly - Last Update: 4/1 UMBS 30YR 5.0 99.11 +0.04   95.71 100.50 UMBS 30YR 5.5 100.82 -0.09   98.11 101.64 10 YR Treasury 4.290 -0.007   3.948 4.590 Flood of Data. No Real Reaction. Back to Watching Headlines Thu, Apr 9, 2026 9:08AM The overnight session leading into this morning's open was completely sideways--especially compared to yesterday's example. The boatload of econ data line items did nothing to change that. Expectations weren't high anyway. GDP (Q4) and monthly PCE (February) are both too stale to matter. Jobless Claims were a mixed bag with initial claims rising substantiall... (read more) MBS Price Change UMBS 4.5 97.05 +0.10 UMBS 5.0 99.11 +0.04 UMBS 5.5 100.82 -0.09 GNMA 4.5 97.01 -0.04 GNMA 5.0 99.64 +0.09 GNMA 5.5 100.94 +0.01 Pricing as of: 4/9 5:10PM EST US Treasury Yield Change 2 YR Treasury 3.785 -0.006 5 YR Treasury 3.914 -0.012 7 YR Treasury 4.097 -0.009 10 YR Treasury 4.290 -0.007 30 YR Treasury 4.895 +0.009 Pricing as of: 4/9 5:10PM EST Other News Commercial, UAD 3.6, Data Analysis Tools; AI Governance, Consistency, and Focusing on the Basics Thu, Apr 9, 2026 11:52AM VantageScore, created in 2006, is a joint venture by the three major credit bureaus (Equifax, Experian, and TransUnion). Will it change your lending process? Possibly. Do government regulations change your lending process? States have trigger lead requirement overlays, over and above what was enacted at the Federal level in March. (Talk to your attorney.) So... (read more) Latest Video Netanyahu has instructed officials to start direct talks with Lebanon as so... U.S. has violated ceasefire agreement, Iran parliamentary speaker says February wholesale inventories rise 0.8%, beating estimates Core inflation was at 3% in February, as expected, key Fed gauge shows Around the Web Redfin A Record 34% of February Home Sellers Cut Their List Price Investing Live Trump: Optimistic for a peace deal Investing Live Trump will ask Netanyahu to reduce bombing in Lebanon to help negotiations Investing Live Oil has retraced 50% of the move up from the Iran War Federal Reserve FOMC Minutes: Growing Number Of Policymakers Saw A 'Strong' Case For Two-Sided Description For Future Rate Decisions CNBC U.S. Treasury yields steady ahead of key U.S. inflation data releases Marketwatch Why home builders' stocks are getting such a big boost from the cease-fire deal with Iran Investing Live US final Q4 GDP +0.5% vs +0.7% expected Investing Live US initial jobless claims 219K vs 210K estimate BLS State Employment and Unemployment (Monthly) News Release Eye on Housing Remodeling Market Sentiment Edges Down but Remains Positive in First Quarter Eye on Housing Remodelers Saw Profit Margin Gains in 2024 BEA Personal Income and Outlays, February 2026

© 2026  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031 Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc. This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.