Tue, Jul 12 2011, 11:14 AM
Born in the 1800's in California and
Tennessee, my grandparents are long gone - and I never lived with them. But
over the last 20 years, reports the...
Mon, Jul 11 2011, 12:22 PM
If the results of Fannie Mae's monthly national consumer survey accurately portray their attitudes, Americans
appear to have increasingly realist...
Fri, Jul 1 2011, 12:22 PM
[I am away from the computer on a daily basis,
and my access to e-mail is sporadic and not timely. In my place are daily
commentaries from a series ...
Mon, Jun 20 2011, 4:02 PM
At the second anniversary of the current
economic expansion, housing remains stuck in a rut according to Fannie Mae's
Economic Outlook for June ...
Thu, Jun 9 2011, 10:30 AM
"I used to be indecisive. Now I'm not so
sure." But one thing that I am sure of is transparency. Sterne Agee
released prepayment information, impo...
Tue, Jun 7 2011, 9:54 AM
How long have you had
your bank account? 5 years - not bad. 10 years - good. 20 years - a loyal
customer. How about since before WWI: DoesThatCome...
Wed, May 11 2011, 10:52 AM
Regardless of what my kids say,
this commentary hasn't been around long enough to have ever been written by
candlelight. But starting next year I wi...
Tue, May 10 2011, 10:31 AM
Yesterday
I went through denial, anger, bargaining, depression, and acceptance - which
are now the 5 stages of buying gas.
Incidents of mortga...
Mon, May 9 2011, 10:22 AM
Today the village of Plato, Mo.,
(population 109) will celebrate its selection as the "2010 Census Center
of Population" with a little party. "The m...
Thu, Apr 21 2011, 11:28 AM
The economy
has hit an "air pocket" according to Fannie
Mae's latest economic projections . If your plane has
ever hit one you're familiar with...
Wed, Mar 16 2011, 10:34 AM
Lenders that act as both mortgage brokers and mortgage bankers need to pay
attention to this recent court ruling, noted by law firm BuckleySandler .
...
Thu, Feb 24 2011, 2:30 PM
Fannie
Mae has announced a new program to measure and evaluate the performance of its
servicers' actions toward helping homeowners avoid foreclo...
Wed, Feb 16 2011, 11:06 AM
The jumbo market is taking baby steps in the right direction. Redwood Trust Inc .
is marketing a $280 million residential mortgage-backed security,...
Wed, Feb 9 2011, 10:50 AM
Some confusion and conjecturing may end on Friday, when the plan for Freddie and Fannie are presented ...
"U.S.
Treasury Secretary Timothy F. G...
Fri, Jan 28 2011, 10:26 AM
We're on to Part IV of the LO compensation series, noting the Fed's
responses to the MBA's questions. Remember that company's individual
policies ...
Tue, Jan 25 2011, 12:14 PM
Fannie and Freddie Foreclosure Inventory Over 240,000 Properties; Fed Responds to Originator Comp Questions; NMLS Uniform Licensing Forms
Thu, Jan 20 2011, 10:59 AM
Realtor Influenced Settlement Costs; The Future of Fannie and Freddie; New Mortagee Letters; Wells Fargo Q4 Loan Production
Fri, Jan 7 2011, 12:35 PM
Loan Officer Licensing Linked to Credit Reports; Fannie Mae UMDP Training Schedule; Pipelines Thin Out; USDA Update
Tue, Dec 28 2010, 10:52 AM
Ally and Fannie Mae Agree on Loan Repurchase Resolution; HUD Violations Listed; California Behind on Originator Licensing Applications
Mon, Dec 27 2010, 10:36 AM
Fannie Updates CLTV LLPAs; NMLS Originator ID Reminder; Fair Credit Risk-Based Pricing Regulations; Amtrust Name Change
Wed, Dec 22 2010, 12:01 PM
Fannie Mae's economists expect matters to improve only slightly in 2011. Sales of homes are projected to increase 4.9 percent over the year but price...
Fri, Dec 3 2010, 10:57 AM
Final regs for appraisals; FHA loan limits; servicing transactions in the news; input on Freddie pricing & all-cash deals; rate locks from yesterday a...
Fri, Nov 19 2010, 5:04 PM
Despite the anticipation for sluggish growth into the first part of 2011, Fannie Mae, in their November 10th Economic Outlook, sees GDP growth driven...
Wed, Nov 17 2010, 1:56 PM
Walkthrough of Loan Paper Transfer Process; Fed Explains Credit Scores; Fannie CFO Calls It Quits; Ginnie Mae Guarantee Stats
Tue, Sep 28 2010, 4:01 PM
Fannie Mae is working with officials of the U.S. Army to offer mortgage relief to service members and their families who are struggling to meet mortga...
Wed, Sep 22 2010, 1:18 PM
Owner occupants and public groups using NSP funds have purchased 29,000 homes over the past year through a Fannie Mae program which gives them first c...
Fri, Sep 17 2010, 10:30 AM
More USDA Rural Housing Confusion; Fannie and Freddie Cost Estimates; FHA High Loan Balance Max DTI; Homeowner Outlook
Thu, Sep 16 2010, 12:06 PM
Originator Compensation Conference Call; Reducing Fraud with Freddie; AOTs vs. Direct Trades; Fannie Mae Econ Outlook; New Relock Policies
Thu, Aug 19 2010, 10:23 AM
Fannie Mae 125% CLTV Product; Feedback on "All Cash" Real Estate Purchases; Updates from Flagstar, Wells, GMAC, Chase, FAMC
Tue, Aug 17 2010, 11:13 AM
Reg Z Rules and Proposals Galore from the Fed; Closing Costs Higher; Freddie Gives Clients "Greater Flexibility"; Fannie Discusses Hardships
Fri, Aug 13 2010, 10:19 AM
Mixed Feedback on Buybacks; More Home Buyers Paying with Cash; Fannie Mae Seller Guide Update; Commercial MBS Deal
Mon, Aug 9 2010, 10:19 AM
Reams of FHA updates; Fannie & Genworth; new correspondent investor; news from Wells, USB, SWS, Texas & SAFE Act
Mon, Aug 9 2010, 1:10 PM
Fannie Mae has released their Q2 earnings report. The government sponsored enterprise (GSE) announced a shortfall of $1.2 billion, in the second quar...
Fri, Aug 6 2010, 11:11 AM
Pipeline Hedging and Profit Margins; Still Dealing with the Same Rapid Refi Rumors; Fannie's Q2 Loss; FHA Insurance Funds Dwindle; Renegotiation Polic...
Wed, Aug 4 2010, 2:09 PM
A new Fannie Mae website for borrowers provides anonymous and non-judgmental assistance for borrowers who are in difficulty with their mortgages. The...
Thu, Jul 29 2010, 12:31 PM
The Administration has begun to telegraph its intentions to move forward with reforms of the housing finance system. A conference will be held next m...
Wed, Jul 28 2010, 11:25 AM
Home Builder Rankings; Updates from HUD and Fannie; Home Ownership Stats; FHA Sanctions;
Tue, Jul 27 2010, 1:31 PM
Buyback Risk Locks Some Borrowers Out of Refi Market; Jawboning on Fannie and Freddie; Anecdotes from the Trenches; Correction on HARP; Treasuries vs....
Mon, Jul 26 2010, 9:56 AM
Lots of Investor Updates; Fannie HARP vs. Freddie HARP; Originator Rankings: Wells, BoA, Chase, GMAC, Citi...
Mon, Jul 19 2010, 11:57 AM
Fannie & Freddie Better Together?; Plenty of Investor Updates; Broker Compensation Bill Opinion;
Mon, Jul 12 2010, 10:59 AM
Congress Goes Back to Work; Reverse Mortgage Volumes; Fannie Appraisal Changes; G-Fees
Thu, Jun 24 2010, 12:02 PM
House Passes Flood Insurance Extension; Servicer Short Sale Timeline Rankings; MERS & Fannie, Waiting Period Update
Wed, Jun 23 2010, 3:49 PM
Defaulting borrowers who walk-away and had the capacity to pay or did not complete a workout alternative in good faith will be ineligible for a new Fa...
Wed, Jun 16 2010, 11:32 AM
Under orders from their conservator, Freddie Mac and Fannie Mae will begin the necessary process of delisting their common and preferred stocks from t...
Wed, Jun 16 2010, 11:27 AM
Signs of Life in the Non-Agency Mortgage Market; Housing Supply Shortage?; HUD's Final Rule; Fannie & Freddie Delisted; Apps Rise
Tue, Jun 15 2010, 11:00 AM
Monoline Insurer Primer; SIFMA Study for Risk Hedgers; Fannie Mae Servicer Reimbursements; Flood Insurance Reminder From GMAC; BoA Bulletin
Wed, Jun 2 2010, 1:01 PM
Flood Insurance Update; USDA Conditional Commitments; Originator Jobs; News From Fannie & Freddie, Citi, SunTrust, Guild, Mountain West, USB
Wed, May 26 2010, 11:50 AM
Perspective on Fannie & Freddie's UMDP; Flood Insurance Expiration; Fed's Credit Card Website; More Lender Updates!
Tue, May 11 2010, 10:04 AM
Two Housing Reports:Underwater Homeowners and Home Values; Chase Updates Flipping Policy; Fannie Mae DU Version 8.1; GSE Reform Bill
Mon, May 10 2010, 12:48 PM
Fannie Mae has reported First Quarter 2010 Earnings Results. The government-sponsored enterprise, lost $11.5 billion in the first quarter compared wit...
