Wed, Oct 27 2010, 11:07 AM
Ginnie Mae Net Worth & Liquidity Standards; QEII Chatter; FHA Condo Recertifications; Home Owner Loan Corp.
Tue, Oct 26 2010, 10:22 AM
What is Quantitative Easing? Investor Raises FHA Minimum FICO to 640; New Mortgagee Letter
Fri, Oct 22 2010, 9:50 AM
These include a new product option for FHA’s Home Equity Conversion Mortgage (HECM), changes to our Mortgage Insurance Premiums (MIPs), and new credit...
Wed, Oct 20 2010, 10:19 AM
Freddie Mac's Rate Survey; FRBNY Suing BofA; Loan Buybacks; NMLS & Credit Reports; FHA Training; Wells Fargo Earnings
Wed, Oct 13 2010, 12:16 PM
The FHA has requested comment on regulatory changes that will strengthen its ability to force lenders to indemnify or reimburse the FHA for claims ag...
Wed, Oct 6 2010, 10:13 AM
While new upfront MIP requirements lower the cost for borrowers at the closing table, the plain and simple truth is the increase in the annual premium...
Tue, Oct 5 2010, 9:27 AM
Feedback: Loan Closing Delayed on Foreclosed Property Purchase; More on Retained Servicing vs. Released; TPO FHA Production
Mon, Oct 4 2010, 9:40 AM
Foreclosure mess impacts title companies; First Horizon leaving; updates from several more investors; today is the big FHA MIP day!
Fri, Oct 1 2010, 12:34 PM
SBA securities? You bet! Flood insurance extended; Monday a big day for MI companies; updates from Chase, Citi, Fifth Third, Fannie, Flag, USB
Thu, Sep 30 2010, 2:50 PM
H.R. 3081: Making Continuing Appropriations for Fiscal Year 2011, and For Other Purposes, passed the House of Representatives this morning. Buried in ...
Mon, Sep 20 2010, 2:21 PM
The Mortgage Bankers Association has issued recommendations for improving the operation of both FHA and Ginnie Mae. Their suggestions focus on progra...
Fri, Sep 17 2010, 10:30 AM
More USDA Rural Housing Confusion; Fannie and Freddie Cost Estimates; FHA High Loan Balance Max DTI; Homeowner Outlook
Wed, Sep 15 2010, 9:52 AM
FHA Underwater Refi Option; MBS Issuance; TBW & Freddie Mac Relief Open Access; Wells Buying USDA Product; PHH and JP Morgan Loan Purchase Agreement;
Mon, Sep 13 2010, 10:11 AM
Bad Mortgage Loans Almost Behind Us?; Lending Tree vs. Zillow; More on Self-Employed Borrowers; RESPA Tolerance Defects; FHA MIP Updates
Fri, Sep 10 2010, 11:00 AM
Feedback on Extending Credit to Self-Employed Borrowers; FDIC Sells Delinquent Loans; Brokers Ordering FHA Case Numbers; 2nd Credit Pulls
Wed, Sep 8 2010, 10:27 AM
Potential Spot to Shelf Jumbo Loan Paper; FHA Q&A on Condo Recerts; Buyback Breakdown; Lots of Lender Updates
Tue, Sep 7 2010, 11:19 AM
Zero-down programs - why not?! Jumbo market stirrings; HUD & agency updates; does the value of servicing warrant retaining it?
Tue, Aug 31 2010, 10:50 AM
FHA to FHA Refi Apps on the Rise but New MIP Structure will Slow Streamlines; GSE MBS Issuance in July; FDIC Transparency; Appraisal Adjustments
Fri, Aug 27 2010, 9:50 AM
Talk from the Trenches: Loan Pricing Margins Getting Crushed as Rally Persists; "Bad Loan Biz" Doing Well; FHA Steamline Product; Buybacks and Credit ...
Wed, Aug 25 2010, 10:02 AM
HAMP Fallout Quadruples; FHA Condo Recertification Requirements; Rapid Refinance as Means to Distribute Money Around the Economy;
Tue, Aug 24 2010, 9:51 AM
Homeownership: Deed of Trust vs. Mortgage; The Definition of "Loan Originator"; New FHA Jumbo FICO Floors; HOA Certs; Revised DTI Regs
Mon, Aug 23 2010, 11:38 AM
FHA Insures High Cost Multi-Family Housing Development; Taylor Bean Buyouts Impact Prepay Speeds; Non-Agency Delinquency Rates; REO and Foreclosure In...
Thu, Aug 12 2010, 12:02 PM
Buybacks Plague Industry from Top to Bottom: FHA Webinar Today; NMLS Deadlines Loom; Update on Non-Agency Secondary Market
Wed, Aug 11 2010, 12:40 PM
FHA premium date change; too much industry news to list - much of it good; does buying bonds really help the economy?
Mon, Aug 9 2010, 10:19 AM
Reams of FHA updates; Fannie & Genworth; new correspondent investor; news from Wells, USB, SWS, Texas & SAFE Act
Mon, Aug 9 2010, 4:05 PM
The Federal Housing Administration (FHA) published a new mortgagee letter on Friday laying out the details of enhancements to its Making Home Affordab...
Fri, Aug 6 2010, 11:11 AM
Pipeline Hedging and Profit Margins; Still Dealing with the Same Rapid Refi Rumors; Fannie's Q2 Loss; FHA Insurance Funds Dwindle; Renegotiation Polic...
Fri, Aug 6 2010, 10:23 AM
FHA Commissioner David Stevens wrote to the industry yesterday to provide a time line on the implementation of new annual and upfront mortgage insuran...
Tue, Aug 3 2010, 11:35 AM
FHA Changes on the Horizon; Cross Selling Mortgages to Banking Clients; Failed MBS Trades; "Credit Repair" Fraud Case Settled;
Wed, Jul 28 2010, 11:25 AM
Home Builder Rankings; Updates from HUD and Fannie; Home Ownership Stats; FHA Sanctions;
Wed, Jul 28 2010, 3:18 PM
HUD and FHA opened a public comment period on Thursday on another series of changes to underwriting guidelines, including the reduction of seller conc...
Tue, Jul 27 2010, 1:47 PM
FHA has published the names of over 1,000 lenders who have been sanctioned over the past months. Penalties include temporary or permanent suspension f...
Tue, Jul 20 2010, 9:42 AM
FHA Commissioner David Stevens wrote to the industry today. He discusses over exuberant underwriting standards, lender accountability, and sustainable...
Mon, Jul 19 2010, 1:02 PM
Guidelines and procedures for participants in HUD's Neighborhood Stabilization Program to participate in FHA's First Look Program were published yeste...
Wed, Jul 14 2010, 10:31 AM
Mortgage Investor Gossip; FICO Scores and Loan Production; "Hardest Hit" State Housing Programs; FHA Mini-Eagles;
Wed, Jun 30 2010, 4:46 PM
FHA Commissioner David Stevens wrote to the industry today. He discussed RESPA reform and provided and update on the implementation of the SAFE Act.
Wed, Jun 23 2010, 10:53 AM
HVCC Future in Doubt? FHA Getting Ahead of Defaults; CRA Changes; Reverse Mortgage Issues; MGIC Update
Tue, Jun 22 2010, 11:36 AM
Credit Unions Still Offer HELOCs; FinReg Reform Update; HUD Guidance on FHA Approval; More Investor Bulletins
Mon, Jun 14 2010, 8:58 AM
Originator Identification Requirements; Mortgage Fraud Report; Flood Insurance Saga; Condo Guidance; FHA Annual Premiums
Thu, Jun 10 2010, 6:22 PM
The House of Representatives has just approved by a 406-4 vote the Federal Housing Administration Reform Act, a law designed to shore up the finances ...
Thu, Jun 10 2010, 3:19 PM
More On Mortgage Insurance; Non-Agency Lending Thaw; FHA Reform Act Amendments; EPO Policies; Credit Rating Agencies
Wed, Jun 9 2010, 11:12 AM
Private Mortgage Insurers Make Push for FHA Business; GSEs Roll Out Uniform Data Program Details; Bulletins From BoA and Wells
Fri, Jun 4 2010, 10:49 AM
Most Profitable Bank Owned Origination Channels; FHA Net Worth Requirements; Manufactured Home Lending; HomePath News; More On Flood Insurance
Fri, Jun 4 2010, 1:09 PM
FHA Commissioner David Stevens has restated some of the recent changes the agency has made to condominium approvals, net worth requirements for FHA le...
Wed, May 19 2010, 10:15 AM
Originator Feedback From The Trenches; FHA Broker/Lender Approval Guidance; HomePath Update; Citi Non-Agency Lending; 95% MI
Wed, May 12 2010, 10:30 AM
FDIC Proposes Risk Retention Rules for Securitized Loans; The Price Mechanism and Discounting Risk; FHA Broker Approval Update
Mon, May 10 2010, 10:47 AM
Quality Control Second Credit Report Requirements; FHA Broker Approvals; Do Not Call Lists; Lender Turn Times Redefined
Thu, Apr 29 2010, 4:24 PM
The House Financial Services Committee approved a request by the Federal Housing Administration (FHA) to raise the ceiling on annual FHA mortgage insu...
Mon, Apr 26 2010, 10:26 AM
"FHA IS THE WAY" has been the motto of many a mortgage banker and broker since the collapse of the secondary mortgage market in 2007. The attached ch...
Thu, Apr 22 2010, 11:25 AM
Expiration of the home buyers' tax credit and looming premium increases were probably behind a dramatic 68 percent increase in FHA mortgage applicati...
