Wed, Sep 15 2010, 9:52 AM
FHA Underwater Refi Option; MBS Issuance; TBW & Freddie Mac Relief Open Access; Wells Buying USDA Product; PHH and JP Morgan Loan Purchase Agreement;
Tue, Sep 14 2010, 10:54 AM
BofA's $20 Billion Buyback Issue; MDIA Impact at Month-End; Preparing for an Audit; Jumbo Loans on the Radar;
Mon, Sep 13 2010, 10:11 AM
Bad Mortgage Loans Almost Behind Us?; Lending Tree vs. Zillow; More on Self-Employed Borrowers; RESPA Tolerance Defects; FHA MIP Updates
Fri, Sep 10 2010, 11:00 AM
Feedback on Extending Credit to Self-Employed Borrowers; FDIC Sells Delinquent Loans; Brokers Ordering FHA Case Numbers; 2nd Credit Pulls
Thu, Sep 9 2010, 12:18 PM
Flagstar Cutting Warehouse Lines; Section 502 Loans Move Ahead; Increase in Corporate Debt Issuance; Prepayment Speeds Faster
Wed, Sep 8 2010, 10:27 AM
Potential Spot to Shelf Jumbo Loan Paper; FHA Q&A on Condo Recerts; Buyback Breakdown; Lots of Lender Updates
Tue, Sep 7 2010, 11:19 AM
Zero-down programs - why not?! Jumbo market stirrings; HUD & agency updates; does the value of servicing warrant retaining it?
Fri, Sep 3 2010, 10:26 AM
Banks Prefer Cash Buyers in REO Sales; Freddie Mac Streamline Refi Program; Originator Capacity Constraints; Comments on Property Flipping
Thu, Sep 2 2010, 11:39 AM
Litany of Investor Bulletins: Mortgage Insurance, Appraisal Photos, Originator IDs, Incomplete GFEs, 203(b)'s, Reserve Requirements, No More ARMs
Wed, Sep 1 2010, 12:14 PM
No-appraisal loans; Pennsylvania gives compensation opinion; SS# funnies; impact of lower rates; JPM's buybacks; commercial rebound?
Tue, Aug 31 2010, 10:50 AM
FHA to FHA Refi Apps on the Rise but New MIP Structure will Slow Streamlines; GSE MBS Issuance in July; FDIC Transparency; Appraisal Adjustments
Mon, Aug 30 2010, 10:26 AM
Originator Compensation Guidance Offered by Lender; Common Reasons for Buyback Requests; Servicer Rankings; Warehouse Line News; Investor Updates
Fri, Aug 27 2010, 9:50 AM
Talk from the Trenches: Loan Pricing Margins Getting Crushed as Rally Persists; "Bad Loan Biz" Doing Well; FHA Steamline Product; Buybacks and Credit ...
Thu, Aug 26 2010, 9:55 AM
HAMP's Political Intentions;More Rural Housing Confusion; Investors Shy Away From Property Flipping; Credit Overlays
Wed, Aug 25 2010, 10:02 AM
HAMP Fallout Quadruples; FHA Condo Recertification Requirements; Rapid Refinance as Means to Distribute Money Around the Economy;
Tue, Aug 24 2010, 9:51 AM
Homeownership: Deed of Trust vs. Mortgage; The Definition of "Loan Originator"; New FHA Jumbo FICO Floors; HOA Certs; Revised DTI Regs
Mon, Aug 23 2010, 11:38 AM
FHA Insures High Cost Multi-Family Housing Development; Taylor Bean Buyouts Impact Prepay Speeds; Non-Agency Delinquency Rates; REO and Foreclosure In...
Fri, Aug 20 2010, 11:19 AM
Two great reports from the NY Fed and the Census Bureau; rates sure are good and may continue that way
Thu, Aug 19 2010, 10:23 AM
Fannie Mae 125% CLTV Product; Feedback on "All Cash" Real Estate Purchases; Updates from Flagstar, Wells, GMAC, Chase, FAMC
Wed, Aug 18 2010, 9:54 AM
Worthwhile YSP & HARP chatter; SAFE Act training; continued GFE errors
Tue, Aug 17 2010, 11:13 AM
Reg Z Rules and Proposals Galore from the Fed; Closing Costs Higher; Freddie Gives Clients "Greater Flexibility"; Fannie Discusses Hardships
Mon, Aug 16 2010, 10:22 AM
More Loan Buyback Comments; MI Rescission Help; Bank MBS Holding Stats; Mortgage Fraud
Fri, Aug 13 2010, 10:19 AM
Mixed Feedback on Buybacks; More Home Buyers Paying with Cash; Fannie Mae Seller Guide Update; Commercial MBS Deal
Thu, Aug 12 2010, 12:02 PM
Buybacks Plague Industry from Top to Bottom: FHA Webinar Today; NMLS Deadlines Loom; Update on Non-Agency Secondary Market
Wed, Aug 11 2010, 12:40 PM
FHA premium date change; too much industry news to list - much of it good; does buying bonds really help the economy?
Tue, Aug 10 2010, 11:35 AM
USDA Rural Housing Funding Update; The Cost of New Regulations; More on the Pipeline Hedging Environment; Mortgage Jobs & New Warehouse
Mon, Aug 9 2010, 10:19 AM
Reams of FHA updates; Fannie & Genworth; new correspondent investor; news from Wells, USB, SWS, Texas & SAFE Act
Fri, Aug 6 2010, 11:11 AM
Pipeline Hedging and Profit Margins; Still Dealing with the Same Rapid Refi Rumors; Fannie's Q2 Loss; FHA Insurance Funds Dwindle; Renegotiation Polic...
Thu, Aug 5 2010, 12:32 PM
I wish I could say all is quiet with the investors out there - but I can't. So if you don't care about underwriting and policy changes, reminders, an...
Wed, Aug 4 2010, 12:11 PM
Countrywide Settles Suit But Admits No Wrongdoing; How Secondary Prices Loans; Earnings from PHH, Radian, Ally; Chatter on Fed MBS Purchases
Tue, Aug 3 2010, 11:35 AM
FHA Changes on the Horizon; Cross Selling Mortgages to Banking Clients; Failed MBS Trades; "Credit Repair" Fraud Case Settled;
Mon, Aug 2 2010, 10:52 AM
HVCC's Sun is Setting, Sort Of; Mega-Refinancing Rumors Dying Down; Loan Fraud Penalties;
Fri, Jul 30 2010, 9:35 AM
Rapid Refinance Program:Don't Bet On It; Mortgage Insurers Extend Losing Streak; More Discussion on Investor Overlays
Thu, Jul 29 2010, 9:51 AM
Final Ruling Issued on SAFE Act; Underwriting Guideline Overlays, Adverse Market Fees and Steep LLPAs; CMBS Sales; California State of Emergency;
Wed, Jul 28 2010, 11:25 AM
Home Builder Rankings; Updates from HUD and Fannie; Home Ownership Stats; FHA Sanctions;
Tue, Jul 27 2010, 1:31 PM
Buyback Risk Locks Some Borrowers Out of Refi Market; Jawboning on Fannie and Freddie; Anecdotes from the Trenches; Correction on HARP; Treasuries vs....
Mon, Jul 26 2010, 9:56 AM
Lots of Investor Updates; Fannie HARP vs. Freddie HARP; Originator Rankings: Wells, BoA, Chase, GMAC, Citi...
Fri, Jul 23 2010, 10:54 AM
Investor Group Challenges Loan Servicers; Loss Mitigation Recommendations; What is "WillCap" and Who is "Talcott Franklin"?; EU Bank Stress Tests
Thu, Jul 22 2010, 1:33 PM
Underwriters & Processors Included in SAFE?; Mortgage Volume vs. Profits; Reader Quotes on L.O Compensation; Movement Seen in Commercial Sector
Wed, Jul 21 2010, 10:40 AM
Solid Earnings from Wells and MGIC; High Quality Loan Production; Labor Unions Threaten Big Banks; VA Underwriting Update
Tue, Jul 20 2010, 10:55 AM
Small Banks Behind on TARP Repayment; More Opinions on Mortgage Reform; Home Builders Outsold by REO Inventory Holders; MGIC & RMIC Updates
Mon, Jul 19 2010, 11:57 AM
Fannie & Freddie Better Together?; Plenty of Investor Updates; Broker Compensation Bill Opinion;
Fri, Jul 16 2010, 12:43 PM
Originator Compensation: Yield Spread Already Removed from GFE; Goldman's Record Setting Fine; NMLS Update; MI Deductibilty; Bank Earnings
Thu, Jul 15 2010, 11:20 AM
FHFA Opposes PACE Program, California Files Lawsuit; Financial Reform Vote; New Housing Counselor Handbook; FDIC Selling Distressed Loans
Wed, Jul 14 2010, 10:31 AM
Mortgage Investor Gossip; FICO Scores and Loan Production; "Hardest Hit" State Housing Programs; FHA Mini-Eagles;
Tue, Jul 13 2010, 10:23 AM
HARP Subordination Scenario; Jumbo Loan Foreclosure Numbers; Rates Low But Fewer Qualified Borrowers; International Homebuyers
Mon, Jul 12 2010, 10:59 AM
Congress Goes Back to Work; Reverse Mortgage Volumes; Fannie Appraisal Changes; G-Fees
Fri, Jul 9 2010, 12:06 PM
The Fed, The Economy, And Mortgages; Loan Production Picks Up; Wholesale Lender Updates
Thu, Jul 8 2010, 12:42 PM
Wells Fargo Cutting Jobs; Consumer Credit; SAFE Act Resource; M.I. Update; Manufactured Housing Lenders
Wed, Jul 7 2010, 10:41 AM
The Future of Rate Sheets; Mortgage Industry News That Isn't Pessimistic; High Opportunity Cost Investing