Wed, May 8 2019, 8:11 AM
Freddie Mac is undertaking a new initiative designed to align the servicing process to a more customer service focus, especially for distressed homeow...
Thu, May 2 2019, 5:21 PM
The government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac released their first quarter financial results on Wednesday. Both had slightly ...
Mon, Apr 29 2019, 10:28 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 8.0 percent in March, growing from 3.0 percent the...
Thu, Apr 11 2019, 9:11 AM
Kim Kardashian has vowed to take and pass the bar exam in 2022 without attending law school. You go girl! Few who go that route pass the test. Then ag...
Thu, Mar 28 2019, 9:02 AM
Be careful with your advertising! HUD announced today that it is charging Facebook with violating the Fair Housing Act by encouraging, enabling, and c...
Wed, Mar 27 2019, 11:06 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 3.0 percent in February, growing from 1.2 percent ...
Fri, Mar 22 2019, 12:41 PM
Like virtually all the experts, including those at the Federal Reserve, Freddie Mac's economists have reduced their expectations for economic growth ....
Mon, Mar 11 2019, 8:52 AM
How do you pay your bills? (Do you pay your bills?) Cash? Check? Automatic debit? There is a myriad of ways that borrowers remit their mortgage paymen...
Tue, Feb 26 2019, 8:34 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 1.2 percent in January, down from 6.6 percent the ...
Fri, Feb 8 2019, 11:08 AM
The second proposal for reform of the housing finance system in a week was just introduced by the National Association of Realtors® (NAR). Their "visi...
Wed, Jan 30 2019, 8:45 AM
Freddie Mac's Economic Research Group says in its January forecast that much of the volatility in the mortgage market since the end of the year has ar...
Wed, Jan 30 2019, 8:21 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 6.6 percent in December , down from 6.8 percent th...
Tue, Jan 22 2019, 11:46 AM
MarketWatch is reporting that Federal Housing Finance Agency (FHFA) along with Treasury and other parts of the administration are about to reveal a pl...
Tue, Jan 22 2019, 8:57 AM
“Some people are so poor, all they have is money.” How about “26 of the World’s Richest Own the Same Wealth as Poorest Half” in the world!? To the bes...
Fri, Jan 18 2019, 9:11 AM
For the first time in history, the six biggest banks — JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs and Morgan Stanley — mad...
Thu, Jan 3 2019, 8:21 AM
Earlier this week we summarized a new White Paper from Freddie Mae detailing the growing importance of single-family properties within the U.S. rental...
Thu, Dec 27 2018, 10:06 AM
Home prices on the Federal Housing Finance Agency's (FHFA's) Housing Price Index (HPI) crept higher in October, although year over year appreciation s...
Mon, Dec 24 2018, 10:19 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 6.8 percent in November, up from 4.7 percent the p...
Wed, Dec 19 2018, 11:27 AM
The debate has opened again on the fate of Freddie Mac and Fannie Mae (the GSEs). Ten plus years after the two were put in federal conservatorship at ...
Mon, Dec 10 2018, 1:23 PM
Both Freddie Mac and Fannie Mae have announced the suspension of eviction lockouts for single-family and two- to four-unit properties for the holiday ...
Fri, Dec 7 2018, 1:24 PM
Three researchers from the Urban Institute (UI) recently analyzed the new capital standards rule proposed by the Federal Housing Finance Agency (FHFA)...
Thu, Dec 6 2018, 8:44 AM
In June the Federal Housing Finance Agency's (FHFA) issued a proposed capital standard for the government-sponsored enterprises (GSEs), Freddie Mac an...
Fri, Nov 30 2018, 11:17 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 4.7 percent in October, up from 2.3 percent the pr...
Fri, Nov 23 2018, 8:53 AM
"Why is it that when the CDC warns us to not eat romaine lettuce, we take it as gospel. But when the CDC tells us that vaccines save lives, we think t...
Thu, Nov 15 2018, 9:01 AM
With only week until Thanksgiving there’s a lot going on – every one of these stats impacts lenders. CoreLogic tells us that there are 48,390 homes at...
Fri, Nov 9 2018, 8:58 AM
Whether bond loans (we all know how management loves those), non-QM, reverse mortgages, or high loan to values, originators everywhere are working har...
Fri, Nov 2 2018, 10:12 AM
Both of the two government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, which remain in government receivership ten years after the housin...
Tue, Oct 30 2018, 4:07 PM
Freddie Mac is forecasting that there will be GDP growth of 3.0 percent in the second quarter of this year, moderating from the strong 4.2 percent gro...
Fri, Oct 26 2018, 10:31 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 2.3 percent in September. The portfolio balance at...
Mon, Oct 15 2018, 10:27 AM
Freddie Mac is announcing a couple of enhancements to its Loan Advisor underwriting tool. The additional capabilities will allow lenders to automate t...
Fri, Sep 28 2018, 10:07 AM
Freddie Mac made two announcements this week. The first is a long expected administrative change to requirements for private mortgage insurance (PMI) ...
Wed, Sep 26 2018, 10:41 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 6.1 percent in August. The portfolio balance at the en...
Thu, Sep 6 2018, 8:54 AM
In September, major league baseball teams expand their 25-man roster to 40 as teams scramble for the playoffs in October. In the mortgage business, ho...
Thu, Aug 30 2018, 10:52 AM
Freddie Mac will be consolidating two of its mortgage products into a single offering effective October 29, 2018. The company announced this and other...
Thu, Aug 30 2018, 10:35 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 3.5 percent in July. The portfolio balance at the end ...
Tue, Aug 28 2018, 3:27 PM
Freddie Mac analysts see a two-pronged threat to housing sales for the remainder of the year, especially in the previously high-flying western part of...
Fri, Aug 24 2018, 9:21 AM
The rain is still pouring down in Oahu, but Fannie Mae and Freddie Mac are ahead of the game. Both GSEs have already announced that their disaster rel...
Wed, Aug 22 2018, 11:41 AM
The Federal Housing Finance Agency (FHFA) has pulled the plug on pilot programs run by both Fannie Mae and Freddie Mac (the GSEs) to finance instituti...
Wed, Aug 8 2018, 4:39 PM
Some are saying that 2018 may be the worst year in history for wildfires in California and other states are threatened by blazes as well so Freddie Ma...
Tue, Aug 7 2018, 11:33 AM
Freddie Mac has announced two new affordable rental programs. The first is a pilot in three markets (Atlanta, Orlando, and Tallahassee) that supports ...
Thu, Aug 2 2018, 10:58 AM
Both Fannie Mae and Freddie Mac, the two government supported enterprises (GSEs) that have been in federal conservatorship for ten years this month, r...
Fri, Jul 27 2018, 10:03 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 3.8 percent in June. The portfolio balance at the end ...
Wed, Jul 25 2018, 9:05 AM
“Rob, are you hearing that residential lenders are nervous about releasing their 2nd quarter results to warehouse banks, correspondent investors, and ...
Mon, Jul 23 2018, 12:11 PM
While official existing home sales data, released this morning by the National Association of Realtors® (NAR), showed the sector's losing streak exten...
Tue, Jul 17 2018, 8:52 AM
“What can be asserted without evidence can also be dismissed without evidence.” While you ruminate on that one, there continues to be evidence and rem...
Thu, Jun 28 2018, 10:40 AM
Persons who buy or refinance a condominium using a Freddie Mac mortgage may soon be able to skip having a traditional on-the-ground appraisal. The com...
Wed, Jun 27 2018, 9:06 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 6.3 percent in May. The portfolio balance at the end o...
Wed, Jun 20 2018, 8:59 AM
onight/tomorrow morning is the summer solstice. I am in Minneapolis at an ACUMA workshop and where the sun will set tonight at 9:03. (I suppose ACUMA ...
Thu, Jun 14 2018, 8:53 AM
The U.S. Bureau of Labor Statistics projects increasing customer usage of technology will reduce the number of bank tellers by 42,000 through 2026. Gi...
Fri, Jun 8 2018, 8:37 AM
For me this week includes time in Indianapolis and Chicago. Once again, I am impressed by the talent in residential lending – the industry is filled w...
