Fri, Jul 12 2019, 8:21 AM
The Government National Mortgage Association (Ginnie Mae) is the agency, housed under the Department of Housing and Urban Development, that converts g...
Wed, Jul 10 2019, 8:22 AM
Independence Day played the usual holiday havoc on mortgage applications data, but some trends were maintained. The Mortgage Bankers Association (MBA)...
Tue, Jul 9 2019, 1:59 PM
While it was only a small gain, the June increase in the Mortgage Credit Availability Index (MCAI) was the sixth in a row . The Mortgage Bankers Assoc...
Tue, Jul 9 2019, 10:36 AM
The national delinquency rate declined by another 0.7 percent on an annual basis in April. Mortgage loans that were 30 or more days past due, includin...
Mon, Jul 8 2019, 3:38 PM
Consumers are beginning to buy into the idea that mortgage rates might go down, at least according to responses to the June National Housing Survey (N...
Wed, Jul 3 2019, 12:02 PM
Seven or eight years ago the home sales headline was the entry of big institutional investors into the single-family market. These investors, many of ...
Wed, Jul 3 2019, 8:16 AM
Mortgage application activity during the week ended June 28 was largely unchanged from the week that preceded it. The Mortgage Bankers Association (MB...
Tue, Jul 2 2019, 11:26 AM
The shrinking rate of home price increases that has headlined the price data from most sources for months may have ended, at least according to CoreLo...
Mon, Jul 1 2019, 11:59 AM
Construction spending in May, dipping 0.8 percent compared to April's seasonally adjusted annual rate of $1.304 trillion to $1.294 trillion. On an ann...
Mon, Jul 1 2019, 9:24 AM
May mortgage performance data indicates that the mortgage finance industry might consider shifting priorities for a while. Black Knight, in the curren...
Thu, Jun 27 2019, 3:46 PM
A household's decision between buying a home and renting one is being increasingly determined by its student loan debt and childcare cost burdens acco...
Thu, Jun 27 2019, 10:22 AM
Pending home sales got back on track in May , increasing by 1.1 percent after a 1.5 percent setback in April. The National Association of Realtors® (N...
Wed, Jun 26 2019, 9:44 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 7.5 percent in May , increasing from 6.2 percent t...
Wed, Jun 26 2019, 8:08 AM
The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of loan application volume, managed a seasonally adjusted 1.3 percen...
Tue, Jun 25 2019, 10:51 AM
It was another disappointing month for new home sales , but due entirely to a sharp decline in those sales in the West. The U.S. Census Bureau and the...
Tue, Jun 25 2019, 10:48 AM
The two sets of price indices released on Tuesday diverged again. The S&P CoreLogic Case-Shiller Indices continue to show declining appreciation while...
Tue, Jun 25 2019, 8:21 AM
The annual State of the Nation's Housing report from the Joint Center for Housing Studies (JCHS) at Harvard University is the latest vehicle for sound...
Mon, Jun 24 2019, 11:27 AM
Mortgage prepayment rates have continued to rise as interest rates move lower. Black Knight says prepayments increased by 24.31 percent in May compare...
Fri, Jun 21 2019, 12:59 PM
After the housing crisis and faced with a flood of insurance claims, FHA and the Department of Justice responded with enforcement efforts against lend...
Fri, Jun 21 2019, 11:22 AM
Existing home sales broke out of a two-month slump in May, rising by 2.5 percent compared to April and beating, by a considerable margin, analysts' co...
Thu, Jun 20 2019, 12:03 PM
While the nations delinquency rate declined in March, to 4.0 percent from 4.3 percent a year earlier, CoreLogic notes that 21 states and 166 of the la...
Thu, Jun 20 2019, 10:37 AM
If the rumors about housing in Silicon Valley are true, it is probably hard to recruit new employees if they fear they will have to live in an RV in W...
Thu, Jun 20 2019, 10:17 AM
Freddie Mac is announcing a new loan program to help address the need for affordable housing and encourage the renovation of older homes. The company ...
Thu, Jun 20 2019, 8:30 AM
Loans originated in May carried lower mortgage rates t han the previous month for the 5 th consecutive time according to Ellie Mae's Origination Insig...
Wed, Jun 19 2019, 11:12 AM
The second quarter HOME (Housing Opportunities and Market Experience) survey from the National Association of Realtors® (NAR) appears to indicate that...
Wed, Jun 19 2019, 8:13 AM
Despite appearances, the low-rate spurred rally in mortgage applications reported last week didn't really go "poof" this week. Activity was still stro...
Tue, Jun 18 2019, 10:24 AM
Residential construction figures had been expected to, at a minimum, hold the fort in May after a mixed report in April. While revisions to the April ...
Mon, Jun 17 2019, 6:13 PM
Freddie Mac's forecast for June sees more dark clouds than usual , but few of those are on the housing front. The company's Economic and Housing Resea...
Mon, Jun 17 2019, 11:09 AM
The National Association of Home Builders' (NAHB's) measure of builder confidence broke out of its multi-month slump in May, rising 3 points. Much of ...
Fri, Jun 14 2019, 12:59 PM
Attendees at the Ginnie Mae Summit commemorating the agencies 50 th anniversary on Thursday heard from both Dr. Ben Carson, Secretary of the Departmen...
Fri, Jun 14 2019, 9:08 AM
The House Financial Services Committee (FSC) passed a clutch of bills this week, several of which will assist homebuyers and homeowners. Two directly ...
Thu, Jun 13 2019, 11:30 AM
The Mortgage Bankers Association (MBA) released its regular monthly estimates for new home sales on Thursday and also announced a new initiative to pr...
Thu, Jun 13 2019, 8:14 AM
Lenders are singing a happier tune when it comes to their profit margin outlook with those hopes driven by rising confidence in mortgage demand. The n...
Wed, Jun 12 2019, 8:13 AM
Mortgage access increased in May for the fifth consecutive month. The Mortgage Bankers Association (MBA) said its Mortgage Credit Availability Index (...
Wed, Jun 12 2019, 8:08 AM
Mortgage applications soared during the week ended June 7 as interest rates declined further. While applications for home purchases were up, it was re...
Tue, Jun 11 2019, 2:28 PM
The housing crisis put the spotlight, legal and otherwise, on the ways in which home purchases were financed. Financial difficulties weeded out many m...
Mon, Jun 10 2019, 10:18 AM
The increase in homeowner equity has slightly exceeded the pace of housing appreciation. CoreLogic says that the 63 percent of homeowners nationally w...
Fri, Jun 7 2019, 2:31 PM
Americans became decidedly more bullish about buying a home in May. Fannie Mae said its Home Purchase Sentiment Index (HPSI) nearly matched its survey...
Fri, Jun 7 2019, 9:43 AM
The War is over. That would be the bidding war. And maybe not over, but there seems to be a cease-fire. CoreLogic's Shu Chen says that the share of ho...
Thu, Jun 6 2019, 3:32 PM
The financial situation for mortgage lenders brightened considerably in the first quarter of this year, although profitability is way down from post-r...
Thu, Jun 6 2019, 10:54 AM
Fannie Mae's monthly National Housing Survey consistently shows that the vast majority of Americans would prefer to own rather than rent a home but ar...
Thu, Jun 6 2019, 8:25 AM
We can only guess at what the new director of the Federal Housing Finance Agency (FHFA) told members of the National Association of Realtors® (NAR) la...
Wed, Jun 5 2019, 8:39 AM
Interest rates declined again during the week ended May 31 , propping up mortgage application activity in a holiday shortened week. The Mortgage Banke...
Tue, Jun 4 2019, 9:47 AM
Spending on construction was almost flat in April. The Census Bureau said total expenditures of both public and private money was essentially unchange...
Tue, Jun 4 2019, 9:16 AM
The long-awaited single mortgage-backed security from the GSEs Fannie Mae and Freddie Mac launched on Monday. The official start date for the single s...
Mon, Jun 3 2019, 10:50 AM
As the current issue of Black Knight's Mortgage Monitor was going to "press" mortgage rates dropped under 4.0 percent for the first time in more than ...
Fri, May 31 2019, 1:32 PM
Toll Brothers is embarking on a new business model that may, depending on your outlook, increase the rental stock, provide new opportunities for home ...
Fri, May 31 2019, 10:38 AM
The National Association of Home Builders (NAHB) is introducing the latest in a series of indices it has employed to measure housing within a broader ...
Thu, May 30 2019, 10:24 AM
April's pending home sales had been expected to build on the gains posted in two of the three previous months, but they retreated instead. The Nationa...
Wed, May 29 2019, 9:33 AM
"The face of America is changing, and the housing market is changing along with it. If the mortgage market doesn't keep up, the nation's economy will ...
