Tue, Feb 28 2017, 10:09 AM
Black Knight Financial Services reported on Monday that its Home Price Index posted another 5.7 percent annual increase in the national rate of apprec...
Tue, Feb 28 2017, 10:07 AM
Home prices accelerated their growth again in December. The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, which covers all nine U.S. ...
Mon, Feb 27 2017, 10:36 AM
The Truth-in-Lending/RESPA (TRID) rules implemented in late 2015 have placed increased pressure on the accurate forecasting of estimation of non-mortg...
Mon, Feb 27 2017, 10:24 AM
Tight inventories are again being blamed for a downturn in home sales, this time January's ones. The National Association of Realtor's® (NAR's) Pendin...
Fri, Feb 24 2017, 10:53 AM
Sales of newly constructed homes, had a strong start in 2016 but flattened out toward the end of the year and ended with a dismal December. Now 2017 h...
Thu, Feb 23 2017, 10:15 AM
The Urban Institute (UI) is asking "What has happened to black homeownership?" It has "declined to levels not seen since the 1960s when private race-b...
Thu, Feb 23 2017, 10:10 AM
Rising interest rates took a toll on mortgage prepayments in January. Black Knight Financial Services said the pre-payment rate (SMM) was down 29.83 p...
Thu, Feb 23 2017, 4:15 PM
It seemed just an aside in the National Association of Realtors press release regarding January existing home sales. NAR President William E. Brown, t...
Thu, Feb 23 2017, 4:08 PM
Home prices, as measured by the Federal Housing Finance Agency's (FHFA's) Housing Price Index (HPI), rose even faster on an annual basis in December t...
Wed, Feb 22 2017, 11:01 AM
Existing home sales kicked off 2017 with a spurt that brought sales of single family homes, townhomes, condos, and cooperative apartments to the faste...
Wed, Feb 22 2017, 8:25 AM
Mortgage applications activity was down slightly during the week ended February 17 compared to the previous week. The Mortgage Bankers Association (MB...
Tue, Feb 21 2017, 2:02 PM
It can require as little as replacing doorknobs with levers or as complex as installing a walk-in shower, but Fannie Mae says very few existing homes ...
Fri, Feb 17 2017, 9:40 AM
Despite the regulations imposed by the Truth-in-Lending/RESPA Integrated Disclosure (TRID) rules and disclosure forms in October 2015, some homebuyers...
Fri, Feb 17 2017, 9:30 AM
The National Association of Realtors ® and on-line real estate marketplace have unveiled a new housing affordability model . The model uses data on mo...
Fri, Feb 17 2017, 8:56 AM
What is that cloud of dust in the distance? Is it a bird, a plane? We mix our popular culture references, but maybe it is a faint signal of approachin...
Fri, Feb 17 2017, 2:21 PM
Fannie Mae and Freddie Mac (the GSEs) each reported positive financial results for the fourth quarter of 2016. The two have posted nearly uninterrupte...
Thu, Feb 16 2017, 9:53 AM
Results from this morning's residential construction report from the U.S. Census Bureau and the Department of Housing and Urban Development were mixed...
Thu, Feb 16 2017, 9:53 AM
Most mortgages contain a requirement that the collateral property carry adequate insurance to cover repayment of the mortgage in the event of a loss. ...
Wed, Feb 15 2017, 10:36 AM
Builder confidence in the market for single family homes slid 2 points again in February to a score of 65 on the National Association of Home Builders...
Wed, Feb 15 2017, 8:44 AM
Applications for both purchase and refinance mortgages declined during the week ended February 10 compared to activity a week earlier. The Mortgage Ba...
Wed, Feb 15 2017, 1:47 PM
Mortgage delinquencies had their first fourth quarter uptick since 2013, the Mortgage Bankers Association (MBA) said on Wednesday. Its quarterly Natio...
Tue, Feb 14 2017, 2:55 PM
Both the size of the foreclosure inventory and the number of foreclosures completed declined by large percentages from December 2015 to December 2016....
Tue, Feb 14 2017, 2:42 PM
No one asks for their employment verification or computes their debt-to-income ratio. Yet, when it comes to buying, selling, or renovating a home the ...
Tue, Feb 14 2017, 2:39 PM
Mortgage applications for new home purchases surged in January according to data from the Mortgage Bankers Association's (MBA's) Builder Application S...
Fri, Feb 10 2017, 4:37 PM
On the cusp of the all-important and usually busy spring housing season, an increasing number of local markets are mismatched; that is, buyers are not...
Thu, Feb 9 2017, 1:14 PM
Prices in more than half of major metropolitan markets with available data are now at or above their previous price peaks after what the National Asso...
Wed, Feb 8 2017, 12:20 PM
Fannie Mae's Home Purchase Sentiment Index (HPSI) reversed a five-month long decline in January, posting a 2-percentage point increase . The Index, wh...
Wed, Feb 8 2017, 12:12 PM
MND recently summarized an analysis by the Urban Institute about a recent Fannie Mae pilot program to underwrite securitization of a $1 billion loan w...
Wed, Feb 8 2017, 8:25 AM
Mortgage activity increased during the week ended February 3, with applications for both purchase and refinance mortgages pulling in small gains . The...
Tue, Feb 7 2017, 10:12 AM
The year ended with home price increases, as measured by CoreLogic's Home Price Index (HPI) dropping below 1 percent on a month-over-month basis for t...
Tue, Feb 7 2017, 10:10 AM
Increased availability and flexibility in jumbo lending was the principal reason for an increase in the Mortgage Bankers Association's (MBA's) Mortgag...
Mon, Feb 6 2017, 12:19 PM
Apparently we aren't all procrastinators. Black Knight Financial Services looked at Internal Revenue Service (IRS) filing statistics and how they rela...
Fri, Feb 3 2017, 4:45 PM
Blackstone Group has disclosed that it has secured Fannie Mae's backing for a mortgage backed by some of the single-family homes it purchased, princip...
Wed, Feb 1 2017, 10:38 AM
Freddie Mae's Outlook for January looks at the uncertainties facing the housing market heading into the second month of 2017. While acknowledging that...
Wed, Feb 1 2017, 10:30 AM
Prospect Mortgage, a Sherman Oaks, California based lender has been cited by the Consumer Financial Protection Bureau (CFPB) for paying illegal kickba...
Wed, Feb 1 2017, 10:28 AM
Calling it the final piece of unfinished business from the financial crisis, the Mortgage Bankers Association (MBA) has published a paper with its rec...
Wed, Feb 1 2017, 8:28 AM
Mortgage application volume was generally lower during the week ended January 27. The Mortgage Bankers Association said its Market Composite Index, a ...
Wed, Feb 1 2017, 1:15 PM
Publicly funded expenditures continued to drag on overall construction spending numbers in December, offsetting a small uptick in private spending. Da...
Tue, Jan 31 2017, 10:18 AM
The headline of the S&P CoreLogic Case-Shiller Indices press release for the last three months has been exactly the same: NATIONAL INDEX HITS NEW PEAK...
Tue, Jan 31 2017, 3:51 PM
The Urban Institute releases a regular report, Housing Finance at a Glance , a "chartbook" loaded with charts and commentary on mortgage activity. The...
Mon, Jan 30 2017, 10:54 AM
Home price increases reported by Black Knight Financial Services based on November home sales were little changed from those reported for October. The...
Mon, Jan 30 2017, 10:08 AM
Pending home sales recovered from the reported 2.5 percent downturn they took in November, posting an increase of 1.6 percent in December. The Nationa...
Thu, Jan 26 2017, 10:56 AM
Sales of distressed properties continue to represent a diminishing share of the housing market as does the use of all-cash for housing purchase. Still...
Thu, Jan 26 2017, 10:52 AM
New home sales contracted sharply in December, more than reversing their November gain and ending the year at a slightly lower rate than that of the p...
Wed, Jan 25 2017, 10:29 AM
Home prices continued their nearly unabated upward trend in November according to data released on Wednesday by the Federal Housing Finance Agency (FH...
Wed, Jan 25 2017, 8:46 AM
Applications for purchase mortgages increased during the week ended January 20, pushing the Mortgage Bankers Association's (MBA's) Market Composite In...
Tue, Jan 24 2017, 11:15 AM
Existing home sales finished out 2016 with a generally expected decline. Still, the National Association of Realtors® (NAR) said today that 2016 overa...
Mon, Jan 23 2017, 11:18 AM
The only loan performance metric reported by Black Knight Financial Service's December and thus year-end "first look" that rose in 2016 was the prepay...
Fri, Jan 20 2017, 3:02 PM
As was being widely rumored yesterday, the newly installed Trump Administration has indefinitely suspended a scheduled reduction in the annual premium...
Fri, Jan 20 2017, 2:59 PM
How will the economic philosophy that was altered by the last election actually evolve into policy? The is the question raised by Fannie Mae's Economi...